This calculator is designed to be informational and educational only, and when used alone, does not constitute legal advice. We strongly recommend that you consult with an attorney before making any decisions on how to handle your traffic citation. This calculator is a rough estimate of insurance premium cost increases based on the North Carolina Department of Insurance Safe Driver Incentive Plan (SDIP). For more information about the affects of pleading guilty on your insurance premiums, visit www.ncdoi.com. More information about SDIP can be found here. If you'd like to speak with a traffic attorney about your ticket and your options, you can contact us here or you can go ahead and hire us online here.